Financing options

We’ve partnered with Commerce Bank to offer patients and their families two financing options to help pay for health care expenses.

Option 1: Health Services Financing (HSF) account

The HSF account is a line of credit:

  • One monthly payment.
  • 0% interest for 24 to 36 months, based on the funded amount.
  • No credit check required.
  • Cannot be used for elective procedures that are required to be paid in full, up front.

How to sign up for an HSF account:

To sign up in your One Chart | Patient account and automatically transfer your balance, follow these steps:

  1. Log in to your One Chart | Patient account via the Nebraska Medicine app or web portal.
  2. Select Billing (app) or Billing Summary (web) from the menu.
  3. Choose Set up payment plan.
  4. Scroll down to Extended payment plan options.
  5. Select Learn more and enroll to apply.

If you prefer to sign up without accessing One Chart | Patient, you can do so directly by clicking here.

Option 2: CommerceCare® (for elective procedures)

CommerceCare® is available for elective procedures such as cosmetic surgery or other nonessential treatments. You can choose between two financing options:

  • Promotional rate line of credit
    • 0% interest for the first 12 months.
    • 21.99% fixed interest after 12 months.
  • Low-interest line of credit
    • Prime rate + 7.24% variable interest for the life of the loan (prime rate is published in The Wall Street Journal’s “Money Rate” column).

Both options offer:

  • Financing up to $30,000.
  • No deferred interest, no origination fee and no early payoff penalty.
  • Low monthly payments (minimum of $50 or 2% of the outstanding balance).
  • Flexible payment options: pay online, by phone or by mail.

Please note: The CommerceCare® financing options are available for elective procedures only and require a credit check. 

If you're ready to finance an elective procedure, you can apply here.

Need help? Contact us

For assistance with billing questions or concerns or to view our walk-in help locations and hours, click here.